Category Archives: Business and Economy

Home Loan Refinancing

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UBank is a direct bank based out of Australia, which provides a comprehensive range of financial products and services. Customers can be assured of security as UBank is a part of NAB, one of Australia’s most reputable banks, which boasts of high financial security.
UBank offers an affordable refinance home loan rate under the UhomeLoan umbrella. The UHomeLoan option provides many advantages to customers including an affordable home loan rate, saving money and a time and hassle free application process.
Customers save money by opting for UHomeLoan as they are not required to pay any application fees or ongoing administration fees. The home loan can be sanctioned within a short period of 10 business days from the date of application, saving time.

The process of application for refinance has been simplified and made convenient for customers opting to refinance their home loan. The bank shares regular email updates on the status of the application. Customers are also updated on the next step in the process through the online application tracker. Customers can apply for refinancing without any hassles, as Ubank has developed a stress free way to apply for and secure a home loan. There are two types of home loans – a Variable UHomeLoan and a Fixed UHomeLoan. The current rates for both types of home loans are available on the website.
The Variable home loan is suitable for customers looking for a low, ongoing variable interest rate on their refinance option. It enables customers to access an extra amount of money if they are ahead of repayments.
When customers opt for a fixed UhomeLoan, a fixed rate fee of $395 is charged on the loan. This guards against any fluctuation in the rate fee between approval and settlement (as long as it is less than 60 days). In case the customer plans to switch from a fixed rate home loan to a variable home loan after the loan is sanctioned, the rate fees will be charged. Also, this fee is applicable each time the customer changes the period of the new fixed rate.
Both types of home loans can be split up to a maximum of four times. The minimum amount for the split of the loan is $20,000. When a variable UHomeLoan is paid early, break costs will not be charged. However, in the case of the fixed UhomeLoan, if either a part or the entire amount is paid in advance, break costs will be charged.
The bank also offers the Interest Only payment option for either type of home loan. Customers can choose to make payment towards the interest on the loan, without repaying the principal amount for a specific duration. The bank also offers flexible repayment options. Customers can make payments on a weekly, fortnightly or monthly basis. Further, if customers are planning to purchase another home, they can retain the same loan and secure it against the new home. Customers can reach the dedicated call centre of UBank for banking assistance at 13 30 80.

Contact Details;
Web:  www.ubank.com.au
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facebook.com/ubank
youtube.com/ubankmoneybox

Conference services

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Entertainoz, a leading entertainment booking agency and directory offers a wide range of events solutions. It includes conference services, event management services and corporate gifts.
While planning to host a conference, essential features like good lighting system, audio-visual equipment and excellent sound system are essential in making the event a success. Conferences involve discussions and debates among participants. Hence, the speakers and sound system needs to be efficient and set up in advance. Important events require the services of a professional photographer who can capture all the key highlights of the conference. The backdrop of the conference has to capture the topic or theme of the event and use the right colour combination and design.
Entertainoz provides many conference services ranging from event draping, sound system, lighting system, photographers and installation designs. A non-formal gathering requires different services and equipment. Some events are organised as a marketing activity or in an effort to build business relationships. Corporates often hire event management services to provide entertainment at a corporate event or party.  Event management experts often take care of the technical aspects of the event, devising the concept and ensuring the success of the event. They undertake the planning, logistics and execution of the event. The event management services provide the equipment or set – up required for the event. These services include ticket specialists who provide stylish, creative designer tickets for different types of audience.
Some event management experts provide theme-based parties like the Arabian nights, featuring props, banquet table, cocktail bar, dance floor and belly dancers. During a fundraiser or charity event, chocolate fountains are a good way of entertaining guests. Guests can savour the fountain and enjoy eating snacks dipped in chocolate. Photo booths can also be hired which capture photographs of the guests. The design of the photo booths can also be personalised, by imprinting the company brand and logo on it.
When companies wish to commend the hard work and success of employees, they reward them through corporate gifts. These gifts can also be distributed by corporates to employees for a particular anniversary or completion of a landmark event/project. When senior delegates and business associates visit the company, they can also be honoured using timeless gifts. Presentation of corporate gifts creates goodwill among the recipients and proves to be an act of recognising well-deserved efforts.
The range of corporate gifts offered by Entertainoz includes personalised chocolates, roses in ivory gift boxes, albums, photo bags and knick – knacks. The brand and logo of the company can also be embossed on these gifts.

Contact Details;

Entertain Oz Pty Ltd.,
Email : info@entertainoz.com.au
Website : www.entertainoz.com.au

Marketing Design Agency

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White Marketing Design, based out of Richmond, Melbourne, specialises in providing marketing solutions along with design.  The establishment has over 29 years of experience in this field.
The company offers total marketing solutions including print design, merchandising, promotion, packaging, web design, digital, videos, exhibition, display and branding activities. White Marketing Design has many esteemed organisations in its clientele list including Proctor & Gamble, Shell company, Department of Defence, Art Exhibitions Australia and Hyatt Hotels and Resorts.
The agency designs and develops brochures, catalogues, annual reports and other promotional material.  White Marketing Design also provides innovative packaging designs for different materials like card, glass, plastic, wood and tin.  WMD is equipped to handle a project from the concept stage to the production and distribution stage. The organisation provides marketing solutions, which fulfills the communication objective, in close co-ordination with the client.
The organisation guides companies in designing and hosting websites. Websites are developed, based on the needs of the client. Websites can vary from a simple, static site, to a dynamic, interactive web site. The organisation also provides support in hosting a website with client – specific database, which enables customers to make purchases online, through a secure portal. White Marketing Design provides its expertise in conceptualisation, design, registering of a unique domain name and hosting services.
The company also provides assistance in producing commercials, conferences, product launches, multimedia elements in CDs, DVDs, websites and touch screen presentations. White Marketing Design has expertise in producing for the large screen, the TV screen as well as the computer monitor. WMD also produces stand-alone, permanent foyer displays for exhibitions, with the ability to design, execute and build at the venue.

White Marketing Design
Unit 10, 85 Dover Street,
Richmond, Melbourne,
Victoria 3121,
Australia

Phone : (03) 9421 1555
Fax  : (03) 9421 5455
Email : wmd@wmdesign.com.au
Website : www.wmdesign.com.au

Cross cultural training

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InterCulture, based out of Hawthorn provides services in cross cultural training and consultancy for organisations. Inter Culture helps employees build cross cultural competencies, essential in successful interactions with colleagues and clients, present in different countries. The programmes organised by Inter Culture creates awareness among employees about individual cultural biases and conditioning. This impacts the behaviour of the employees which hampers the work atmosphere of a company. The training empowers employees with knowledge about the consequent communication behaviour.

The team at Inter Culture includes cross cultural trainers, with global experience,  country specialists, a network of consultants and affiliates in Australia and across the world. The team consists of diverse profiles, which includes business executives, psychologists and research analysts.

The company identifies the objectives of the organisation and the business role of the employees. A study of the professional interactions is conducted and the objective for better performance is evaluated. On completing the analysis, an intercultural training programme is devised and developed for its global employees.

Sometimes, organisations assign a project, based in another country to an individual, which involves living and working in another country. The firm arms expatriates with necessary training and knowledge to improve communication among associates and colleagues. It also addresses issues involved in expatriation. There are separate programs designed for children and teenagers in addressing adjustment issues, creating understanding and cultural awareness. It prepares assignees for possible culture shock and creates awareness about adjustment issues that are frequently faced by expatriates.

The consultancy firm also provides training for students opting for overseas education. This includes introduction and understanding of the culture, learning styles, communication and behavioural patterns of the foreign country. It provides strategies for the students, which can be adopted to achieve success.

Contact Details;

Interculture,
Level One,
79 Illawarra Road
Hawthorn, Melbourne,
Victoria 3122
Australia

Phone : 0409 043496
Email : anna@interculture.com.au
Website : www.interculture.com.au

Permanent Recruitment Solutions

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Both Directions Employment Solutions offer recruitment solutions for the permanent staffing needs of its clients through a comprehensive selection, recruitment and staff management practice. The founders of Both Directions established the company with a belief that both the candidate and the client are equally important when it comes to the facilitating a successful placement and employment in any industry. The company as a recruitment consultant works with both the candidate and the client to make a successful match.

Some of the professions that Both Directions specialise in include transport and logistics, stores and warehousing, manufacturing, construction, office support, customer service, sales and marketing, trades and services and human resources. The range of services offered by the company includes permanent recruitment, outplacement services and human resource solutions for clients and career coaching, resume creation services and job search guidance (i.e. hints as well as tips for efficient job search) for candidates. The major elements of the various services include providing the knowledge about the market and advice to employers, sourcing suitable candidates, maintenance of the candidate networks, providing career advice to candidates, interviewing candidates for specific roles, salary package negotiation, development and management of ongoing client relationships through various medium and maintenance of commercial and market awareness through research.

The company is headquartered in Melbourne, Australia and is a wholly Australian owned consultant and recruitment company. Joddie Rolinson is the principal consultant of the company and offers an obligation free conversation over phone on request. The company also maintains a database of current jobs on its website for the convenience of the candidates.

Contact Details;
Jodie Rollinson,
Both Directions Employment Solutions.,
Melbourne, Victoria,
Australia.
Phone : (03) 9391 5000
Email : jodie@bothdirections.com.au
Website: www.bothdirections.com.au